personalized credit card image

Source: WikipediaMetrobank Card, a personal finance company, which is 60 percent owned by Metropolitan Bank and Trust Company and 40 percent owned by the Australia New Zealand Banking Group (ANZ), has launched its credit card image personalization service.

The service is called DesignMyCard. Personalization is done online by visiting New card holders and existing card holders can use the service. The website has a few photos for use but users can upload their own design. Photo uploads must follow the image guidelines for it to be approved for printing.

It costs PHP450.00 (USD10.71) to personalize each credit card. Fees are billed to the principal card holder’s statement.

This service is similar to the service offered by ANZ’s New Zealand subsidiaries, ANZ New Zealand and The National Bank of New Zealand. The only difference is that in New Zealand only the ATM cards are personalized. You can visit the personalization services here and here.

Being a Metrobank credit card client, I would want to also personalize my two cards but as of now I don’t have the perfect photo or image for my cards.

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Money Smarts » Demystifying finance charge computations on your credit card

Source: WikipediaMoney Smarts » Demystifying finance charge computations on your credit card

I must mention this blog post I read a few weeks back at the Money Smarts blog at

It gives you an idea how the credit card interest rate clause of “3.5 per cent per month on the average daily balance” works.

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More Details on BPI’s Reduced Interest Rate

Source: Wikipedia

I have mentioned last April 8 that the Bank of the Philippine Islands has reduced its interest rate for its Classic credit card.

Details are now on BPI’s website:

Reduced Finance Charge Mechanics
Reduced Finance Charge FAQs

Other credit card companies in the Philippines should not only follow suit but lower it further!

Way to go BPI!

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