Hope for 2009

The last year has been one of the worst for me personally and the world.

This year, I hope and pray that this year will be better for me and the world.

debt acknowledgement template

Below is a template for debt acknowledgment, you can use this for documenting the debts of people who owe you money.


I, [Debtor] the undersigned, born [birth date], of legal age, residing at [address], who is married to [name of spouse if any, omit if not applicable], and [son/daughter] of [name of parents], hereby confirm and acknowledge to the following creditor [name of creditor] that I am indebted to said Creditor, in the amount of [amount in words and numerals] as of the below mentioned date. The indebted amount were incurred from [reason of debt and date of occurrence]

I furthermore acknowledge that I have no argument with said debts which were incurred by myself, and for which I am solely responsible. This also means that I acknowledge that there are no defenses should said creditor decide to use this document in a court of law as a confession to judgment – where legally permissible.

I have agreed to pay off the entire amount indebted by [date].  [Optional: If I cannot pay the entire amount, I will negotiate a payment plan with Creditor within 15 calendar days from date below.]  I understand that failure to comply with the above condition shall be grounds for Creditor to take necessary lawful action.  I understand that this document may be tendered in legal proceedings as evidence.

Signed on this [  ] day, of the month [  ], in the year [  ].

[Debtor’s Name and Signature]

[Creditor’s Name and Signature]

[Witness name and Signature]

Pepsi Deluxe


Image004 Image005

I visited a local 7-11 convenience store to buy something to drink. I was looking a the chilled drinks section and saw the items above. These are new Pepsi variants under the Deluxe brand. Apparently Deluxe is marketed as a premium zero calorie cola. It currently comes in two flavors, Strawberry and Creme and Crème Caramel. Its contained in a 250ml can, smaller than regular 330ml soda cans. 7-11 sell the cola for PHP 20.00 each or roughly USD 0.50

There is nothing deluxe about Deluxe. It is still cola but you’ll get a hint of strawberry creme and caramel creme with every sip. If you’re looking for a strawberry or caramel hit, I suggest to either eat real strawberries and caramel with cream. For me, I’ll just stick to Pepsi Max or Coke Zero.

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Cross censored on TV




I was channel surfing last Friday night and noticed one thing while switching to Net-25, a television station controlled and possibly owned by the Inglesia ni Cristo*. I was watching the station’s news program called “World Report.”

The pictures you’re seeing are from Mr. Jun Lozada‘s Friday testimony at the Philippine Senate regarding an alleged overpriced and highly corrupted proposed government contract. The first picture, on the very top, is a close-up of Mr. Lozada with two catholic nuns behind him. These nuns were wearing a cross, which is not out of the ordinary. Net-25 censored the image of the cross by it whiting-out. Obscuring it as if hiding a brand or something nude. It is as if a cross is something obscene.

What was Net-25 thinking?

(images taken from television by mobile phone camera)

*The Iglesia ni Cristo (also known as INC or Iglesya ni Kristo, literally Tagalog for Church of Christ, pronounced [ɪˈgleʃɐ ni ˈkxɾisto]) is a nontrinitarian Christian restorationist religious organization that originated in the Philippines The INC was founded in the Philippines by Felix Y. Manalo on July 27, 1914;The most basic component of the INC’s beliefs is that founder Felix Manalo was sent from God to reestablish the Christian Church in its true form and that the original church was apostatized. The organization denies the doctrine of the Trinity, as well as the Divinity of Jesus. [from wikipedia.org]

Related links:
Inquirer.net: How nuns outwitted Lozada’s cop escorts
Inquirer.net: Lozada links First Gentleman, Abalos to NBN deal
ABS-CBN News: (all about the contract) NBN-ZTE Deal microsite

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test post for social bookmarks

test post for social bookmarks

Philippine Legal Forms

Philippine Legal Forms

legal forms screen shot

I’ve found this useful website about Philippine legal forms from Deed of Sale to Last Will and Testament.

Note that the Philippine legal system was influenced by the United States and Spain.

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Hangover? Just call 0800 DAY OFF

Hangover? Just call 0800 DAY OFF – New Zealand news on Stuff.co.nz