Maxed Out takes viewers on a journey deep inside the American style of debt, where things seem fine as long as the minimum monthly payment arrives on time. With coverage that spans from small American towns all the way to the White House, the film shows how the modern financial industry really works, explains the true definition of “preferred customer” and tells us why the poor are getting poorer while the rich keep getting richer. Hilarious, shocking and incisive, Maxed Out paints a picture of a national nightmare which is all too real for most of us.
Thousands of Asian women leave their homes each year to seek better jobs abroad as domestic workers. Many of them are treated well, but some – subjected to physical and mental abuse – endure a living hell.
I visited the SM Mega Mall branch of Krispy Kreme last Saturday at about 10:30 AM. I was to meet a close friend that day and needed a place to wait. I could have stayed at any of the two branches of Starbucks Coffee but I thought that I’ve been to that café too many times so I headed for Krispy Kreme.
As we all know, Krispy Kreme is a US doughnuts franchise that is expanding outside of its home market. It was brought to Philippine shores by the owners of Max’s Restaurant.
This is visit is only my second time to visit the store. The first one was about four to five months ago, I lost count. However, I do remember that in my first visit I bought a dozen Krispy Kreme doughnuts for the first time. I guess I got curious because you always see product placements all over US movies and television shows, I might as well know what the fuss is all about.
Anyway back to my story, as I enter the store I was courteously greeted “good morning” by the staff. I approached the store’s doughnut display at the counter to see if any new doughnut flavor would tickle my fancy. In less than thirty seconds I was asked by counter staff of my order, I did not answer immediately but was given a free sample of their “Original Glazed.” I told him that I’m interested in coffee and was told about their different coffee styles and flavors.
I must confess, one of my pet peeves are stupid posts on internet message boards. Posting questions which are obviously answerable by doing a Google search on the web, reading the instructions or FAQs of a website or asking the institution directly.
I am not being mean here. Some things can be answered by common sense and simple internet resourcefulness. I know this post may be stupid but I can’t help but blog this.
These are just some of the recent message board threads I find stupid:
Is current account same as savings account? Sorry for my innocence, but what does the current account in the banks refer to? Does it refer to checking account?
[Obviously, a savings account is not the same as a current account! Have you ever had a bank account ever? Have you ever bothered asking any bank? Even if you don’t know that, typing current account, savings account or current account on Google would yield an answer in less than a second. What a waste of time and message board space!]
[While anyone may answer that question who would you think has the final say on whether Amazon.com ships to your jungle?! Shouldn’t you go to Amazon.com first and click HELP and go to the Shipping info?!]
My ATM card was captured by the ATM machine of XYZ Bank. How do I go about retreiving my ATM card from that bank? I’ve been reading the bank’s website and I can’t find the info.
[My goodness, have you even tried to call or visit the bank’s branch which captured your ATM card FIRST?!?! Minutes or hours spent on searching the web and creating a new thread would not have been wasted if you’ved called that damn bank in the first place!]
By the way, my other pet peeves are, to name another one, are bank and credit card employees who don’t know their products well and give the worse service to existing and prospective clients. However, that would be in another blog post.
This is the blog of the Pinoy who once lived overseas. He is now back in the Philippines living in the metro and hoping to make a difference.
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